Family Protection means more than Life Insurance. Itâs a safety net that supports your loved ones - through illness, loss of income, or whatever life throws at you.
Cover for what matters.
Itâs a combination of insurance types that work together to protect your familyâs future - no matter what life throws your way.
For the worst-case.
Pays a tax-free lump sum if you pass away - to cover the mortgage, childcare, bills and give your family breathing space.
Serious support.
Pays out if youâre diagnosed with a major illness - like cancer, heart attack or stroke - to help you recover without money worries.
If work stops, income wonât.
Covers part of your income if illness or injury stops you working. Helps pay the bills so you can focus on getting better.
Support for your little ones.
Add-on cover that pays out if your child is seriously ill - helping with costs like travel, time off work, or private treatment.
Advice without the jargon.
We look at your full family setup and recommend the right mix of protection - no pressure, just proper advice from people who care.
Lifeâs unpredictable. But knowing your family wonât struggle financially if the worst happens?
Thatâs priceless. We build a protection plan that suits your familyâs needs - not just a one-size-fits-all policy, but one that evolves with you as life changes, grows, and surprises you.
Whether itâs time off to care for your child, or making sure your partner isnât left with the mortgage alone - we make sure the right cover is in place, when you need it most. So you can stay present for the moments that matter, knowing the financial side is already taken care of.
Join Our Family đ§
Family Protection isnât just about death - itâs about being there when life takes a tough turn.
From cancer diagnosis to a broken leg that stops you working, itâs cover that shows up when real life gets messy - offering practical, emotional and financial support, right when you need it most.
Free Hugs Here đ¤
It costs over ÂŁ160,000 to raise a child to 18 in the UK. A serious illness or loss of income can derail everything youâve planned.
(Child Poverty Action Group, 2023)
1 in 10 children will suffer a serious illness before adulthood. From cancer to chronic conditions, a small policy could make a huge difference.
(LV=, 2023)
A third of UK households would fall behind on bills within just four weeks if the main earner got sick or injured.
(Money Advice Service, 2024)
The average cost of childcare is now over ÂŁ14,000 a year per child.
(Coram Family and Childcare, 2024)
The average UK household spends ÂŁ1,200/month on essentials. Thatâs food, heating, childcare - all still due even when income stops. Without proper protection in place, most families would struggle to keep life running smoothly after just a few missed paydays.
(ONS, 2024)
Nearly half of UK families couldnât cover three months of expenses without income. Protection isnât about panic - itâs about giving your family a buffer.
(StepChange, 2023)
Over 60% of parents say they worry daily about their familyâs financial future. And yet, most donât have proper cover in place to protect what matters.
(Waddle Insights, 2024)
Over 27,000 children lose a parent in the UK each year. Thatâs one classroom, every single day, left dealing with emotional and financial loss.
(Winstonâs Wish, 2024)
43% of parents say theyâd need to borrow money or use credit cards if they were off work long-term.
(YouGov, 2024)
It costs over ÂŁ160,000 to raise a child to 18 in the UK. A serious illness or loss of income can derail everything youâve planned.
(Child Poverty Action Group, 2023)
1 in 10 children will suffer a serious illness before adulthood. From cancer to chronic conditions, a small policy could make a huge difference.
(LV=, 2023)
A third of UK households would fall behind on bills within just four weeks if the main earner got sick or injured.
(Money Advice Service, 2024)
The average cost of childcare is now over ÂŁ14,000 a year per child.
(Coram Family and Childcare, 2024)
The average UK household spends ÂŁ1,200/month on essentials. Thatâs food, heating, childcare - all still due even when income stops. Without proper protection in place, most families would struggle to keep life running smoothly after just a few missed paydays.
(ONS, 2024)
Nearly half of UK families couldnât cover three months of expenses without income. Protection isnât about panic - itâs about giving your family a buffer.
(StepChange, 2023)
Over 60% of parents say they worry daily about their familyâs financial future. And yet, most donât have proper cover in place to protect what matters.
(Waddle Insights, 2024)
Over 27,000 children lose a parent in the UK each year. Thatâs one classroom, every single day, left dealing with emotional and financial loss.
(Winstonâs Wish, 2024)
43% of parents say theyâd need to borrow money or use credit cards if they were off work long-term.
(YouGov, 2024)
Some business owners see their team like family - and we totally get that. If something happened to you, the impact goes far beyond your household. From covering business debts to protecting your key people, weâve got tailored options to keep the whole work-family safe.
Protect Your Business đ
Already have protection in place? We believe your cover should grow with you. Our friendly Policy Check reviews what you have, highlights strengths and gaps, and gives honest, expert advice to keep your cover working its best for you.
