If illness or death stops the income, your home wonât be at risk. Thatâs protection with proper peace of mind.
The basics, simply explained.
A policy that helps pay off or cover your mortgage if you pass away or become seriously ill.
Protecting your biggest asset.
Your mortgage is likely your biggest monthly cost - this cover helps keep the roof over your head.
Simple, structured support.
You pay monthly premiums; if something happens, the policy kicks in and pays off your mortgage or helps cover repayments.
Tailored to fit your loan.
Choose level term or decreasing term cover - matched to your mortgage type and repayment plan.
Boosted protection options.
Add Critical Illness Cover or Family Income Benefit for wider protection and peace of mind.
Homeowners & families.
If losing your income would risk your home, this cover is for you - single or joint, new buyers or long-time owners.
Your home should never be at risk because of illness or the unexpected. With the right cover in place, youâre not leaving it to chance - youâre locking in peace of mind.
Whether itâs for your partner, your kids, or just to avoid sleepless nights, itâs one less worry hanging over your head when life takes a turn.
Whether youâre on a repayment or interest-only mortgage, weâll help match the right policy to your setup. Flexible options that move with you, not against you.
Life changes, and your cover can too - no awkward fits, no wasted money, just a policy that keeps in step with your plans.
Custom Fit Protection đ§”
This isnât just about money - itâs about knowing someone has your back. We guide you through the setup, and weâre here if the worst happens. Itâs cover with care.
From chasing claims to speaking with insurers, weâll take the stress off your plate so you can focus on what really matters: getting through tough times.
What Support Really Looks Like đ§
Over 55% of UK families rely on two incomes to pay their household bills, meaning even a short-term loss of income could put homes and financial stability at serious risk.
(ONS, 2023)
The average recovery time after a cancer diagnosis can be 12-24 months.
(Macmillan Cancer Support, 2024)
1 in 2 people in the UK will face a cancer diagnosis during their lifetime - and many arenât financially prepared for the time off work or the impact on mortgage payments.
(Cancer Research UK, 2024)
The average UK mortgage debt now sits at over ÂŁ236,000.
(UK Finance, 2024)
Financial stress is one of the leading triggers of poor mental health, and worries about losing your home are at the top of the list. Mortgage Protection helps remove that fear, giving you and your loved ones space to breathe, recover and focus on what matters.
(Mind UK, 2024)
Nearly 1 in 5 home repossessions happen because of illness or income loss, not missed payments - showing just how fragile mortgage stability can be.
(Shelter, 2024)
Most UK households have less than two months of savings - not enough to cover even one or two mortgage payments in the event of lost income.
(ONS, 2023)
Critical illness cover can pay out over ÂŁ100,000 - tax-free - giving you breathing space to recover without worrying about mortgage arrears.
(Waddle Insights)
Over 98% of Life Insurance claims were paid out in 2023, providing vital support to families when they needed it most - often helping them stay in their home.
(ABI Claims Statistics)
Over 55% of UK families rely on two incomes to pay their household bills, meaning even a short-term loss of income could put homes and financial stability at serious risk.
(ONS, 2023)
The average recovery time after a cancer diagnosis can be 12-24 months.
(Macmillan Cancer Support, 2024)
1 in 2 people in the UK will face a cancer diagnosis during their lifetime - and many arenât financially prepared for the time off work or the impact on mortgage payments.
(Cancer Research UK, 2024)
The average UK mortgage debt now sits at over ÂŁ236,000.
(UK Finance, 2024)
Financial stress is one of the leading triggers of poor mental health, and worries about losing your home are at the top of the list. Mortgage Protection helps remove that fear, giving you and your loved ones space to breathe, recover and focus on what matters.
(Mind UK, 2024)
Nearly 1 in 5 home repossessions happen because of illness or income loss, not missed payments - showing just how fragile mortgage stability can be.
(Shelter, 2024)
Most UK households have less than two months of savings - not enough to cover even one or two mortgage payments in the event of lost income.
(ONS, 2023)
Critical illness cover can pay out over ÂŁ100,000 - tax-free - giving you breathing space to recover without worrying about mortgage arrears.
(Waddle Insights)
Over 98% of Life Insurance claims were paid out in 2023, providing vital support to families when they needed it most - often helping them stay in their home.
(ABI Claims Statistics)
Already have protection in place? We believe your cover should grow with you. Our friendly Policy Check reviews what you have, highlights strengths and gaps, and gives honest, expert advice to keep your cover working its best for you.
