What is a Policy Check?

It’s a free review of your existing insurance to make sure it’s still fit for purpose and won’t let you down at claim stage.

Do I have to be a Waddle customer?

No. We’ll check any policy, no matter where you bought it.

What happens if my cover isn’t good enough?

We’ll explain clearly what the risks are and give you options to improve it - but the choice is always yours.

What if my policies are fine as they are?

We’ll tell you. No pressure, no sales. If you’re sorted, that’s a win for us too.

Will this cost me anything?

No. Policy Checks are free. If you choose to update your cover, we’ll explain how we’re paid by insurers.

Why do policies fail at claim stage?

Usually because of incorrect info or wrong type of policy for what you’re trying to claim for. Our check helps stop that happening.

How often should I review my cover?

Every couple of years, or whenever your life changes significantly - like moving house, changing jobs, or starting a family.

Can you check Business Policies too?

Yes. We review both Personal and Business Protection.

Do you only check Protection Policies?

Yes - we specialise in Life Insurance, Income Protection, Critical Illness, and related covers.

Can you check if my policy covers a lottery win hangover?

Sadly not - but we’ll make sure the serious stuff is watertight, so you can celebrate the fun stuff without worry.

Your policies, properly checked

Already have insurance in place? Whether it’s from a bank, comparison site, or years ago, we’ll review it to make sure it’s still fit for purpose - and flag any risks before it’s too late. Even if you’ve lost the paperwork or can’t remember who the insurer is, we’ll help track it down for you.

Book Your Policy Check 🤒

Why Waddle?

Advice, the Waddle way

Speak To An Advisor 💬

Speak To An Advisor 💬

Spot the gaps

Coverage that actually covers you

Lots of policies look fine on paper but fall short when it matters. We dig into the details - checking payout amounts, exclusions, and whether your cover still matches your life. No glossing over, just straight answers.

Start your Policy Check 🚀

Start your Policy Check 🚀

Avoid claim rejections

Don’t get caught by fine print

Most claim rejections happen because of missing info, outdated details, or tiny clauses nobody explained. We’ll flag the risks before they trip you up - and help fix them so your policy is bulletproof.

Speak to an Advisor 📞

Speak to an Advisor 📞

Keep protection fit for purpose

Life changes, so should your cover

Got a new home, new job, or kids? Policies don’t update themselves - which means the cover you set up years ago might not match your life today. We’ll make sure what you’re paying for still does the job.

Review your cover 👀

Review your cover 👀

Lost policy? No problem

We’ll help track it down

Can’t remember who your insurer is? No paperwork? No policy number? You’re not alone. We’ll trace the details, chase the providers, and make sure you’re not left guessing. Peace of mind, without the detective work.

Track down your policy 🔎

Track down your policy 🔎

FAQs

Frequently asked questions

Hear it from our customers

Our culture, your cover

At Waddle, it’s not just about the policy - it’s about the people behind it. Our Culture page shows how we work, what we believe in, and why we put care and clarity at the heart of everything we do for our clients.

Meet The Team 🐧