You know the feeling. Years of grinding - late calls to keep a client happy, early mornings to get the numbers right, every handshake earned. Your name opens doors. Your word keeps them coming back.
Then one day, you’re not there. Not for a week, but for months. A serious illness. A bad injury. The phone goes quiet. A big order slips. A competitor steps in. The trust you’ve built starts to fade - not because you failed, but because you’re simply missing. And at home? The salary stops. The mortgage starts to default. The life you’ve worked for begins to stall.
This isn’t just about you - it’s about everything you’ve built. Without your presence, decisions slow. Clients hesitate. The team scrambles. And with no income coming in, the business can’t support you either. Reserves shrink. Growth stops. One absence can undo years of progress.
What would it feel like to watch the business you bled for slip away while you recover?
Could your company survive six months without you and without your leadership?
Would your family’s future stay secure if your income vanished tomorrow?
Executive Income Protection acts like business-funded sick pay - keeping money flowing to the company so you can keep drawing your salary, even when you can’t work.
It’s designed for directors: higher coverage, tax-efficient, and paid directly to the business.
No dipping into savings. No draining the company. You stay financially secure. Your family stays supported. The business stays stable. You recover without losing ground.
We’re here to protect the person who keeps everything moving - you.
We’ll look at your role, your earnings, and your goals, then build a plan that fits like it was made for you.
No sales pressure. No confusing terms. Just clear, practical protection that lets you focus on getting back - not just surviving.
Because your business - and your future - shouldn’t freeze when you’re forced to step away.
If you’re a director who powers the engine, don’t let illness stall your income - or your company.
Join a team built to protect your salary, your staff, and your momentum, no matter what comes.
Because when you’re down, your income doesn’t have to be.
Graham came to us for a second opinion on his protection. We uncovered a 17-year-old policy with unbeatable cover - one worth holding onto. Two years later, after a stroke, that legacy policy paid out £75,000 when he needed it most. The right advice. At the right time. For all the right reasons.
Not sure if you're protected when you can't work?
Book a free review with Waddle today, and let our experts assess your needs, identify gaps in coverage and build a tailored protection plan to safeguard you and your family - because peace of mind starts with the right foundation.
Already have protection in place? We believe your cover should grow with you. Our friendly Policy Check reviews what you have, highlights strengths and gaps, and gives honest, expert advice to keep your cover working its best for you.
